/* ============================================================
   KAIRONEEK FINANCIAL — SITE STYLES
   Red + cream brand from the "KF — Faith Overcomes Fear" badge.
   ============================================================ */
:root{
  --red:#a3201a; --red-dark:#741510; --red-deep:#4f0e0b; --red-soft:#f6dcd8;
  --cream:#ffffff; --cream-2:#f4f4f6; --paper:#ffffff; --mist:#f7f7f9;
  --ink:#141414; --ink-soft:#55535a; --line:#e7e5e9;
  --gold:#b98b3e; --green:#2f6f46; --focus:#1d4ed8;
  --radius:18px; --shadow:0 1px 2px rgba(20,20,20,.04),0 12px 32px -18px rgba(20,20,20,.18);
  --serif:'Libre Baskerville',Georgia,'Times New Roman',serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.7}
img{max-width:100%;height:auto;display:block}
a{color:var(--red)}
a:hover{color:var(--red-dark)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);line-height:1.25;color:var(--ink);margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.2vw,3rem)}
h2{font-size:clamp(1.45rem,2.6vw,2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{width:min(1160px,100% - 32px);margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:0;background:#fff;padding:10px 16px;z-index:100}
.skip-link:focus{left:12px;top:12px}
[hidden]{display:none!important}

/* ── Red rights ticker ───────────────────────────────────────── */
.ticker{background:var(--red);color:#fff;overflow:hidden;font-size:14px;border-bottom:3px solid var(--red-deep)}
.ticker-track{display:flex;width:max-content;animation:scroll 150s linear infinite}
.ticker:hover .ticker-track,.ticker:focus-within .ticker-track{animation-play-state:paused}
.ticker ul{display:flex;list-style:none;margin:0;padding:9px 0}
.ticker li{white-space:nowrap;padding:0 30px;position:relative}
.ticker li::after{content:"✦";position:absolute;right:-6px;opacity:.7}
.ticker strong{color:#ffe7b0}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ── Header ──────────────────────────────────────────────────── */
.site-header{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.header-inner{display:flex;align-items:center;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-family:var(--serif);font-weight:700;font-size:1.15rem;line-height:1.2;flex-shrink:0}
.brand small{display:block;font-family:var(--sans);font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--red)}
.brand img{width:56px;height:56px}
.site-nav{display:flex;align-items:center;gap:18px;margin-left:auto}
.nav-list{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.nav-list a,.menu-btn{display:block;padding:10px 12px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;background:none;border:0;cursor:pointer;font-family:inherit}
.nav-list a:hover,.menu-btn:hover,.nav-list a[aria-current="page"]{color:var(--red);background:var(--cream)}
.menu-btn::after{content:"▾";margin-left:6px;font-size:.75em}
.has-menu{position:relative}
.submenu{display:none;position:absolute;top:100%;left:0;min-width:290px;background:var(--paper);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);list-style:none;margin:6px 0 0;padding:8px}
.has-menu:hover .submenu,.has-menu:focus-within .submenu,.has-menu.open .submenu{display:block}
.nav-actions{display:flex;gap:8px}
.nav-toggle{display:none;margin-left:auto;background:var(--red);color:#fff;border:0;border-radius:10px;padding:10px 16px;font-weight:700;font-family:inherit}
.ref-banner{background:#fff7e0;border-bottom:1px solid #f0d99a;text-align:center;padding:8px 16px;font-size:.95rem}

/* ── Buttons ─────────────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:12px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;font-size:.97rem;line-height:1.2}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:var(--red-dark);color:#fff}
.btn-ghost{border-color:var(--red);color:var(--red);background:transparent}
.btn-ghost:hover{background:var(--red-soft)}
.btn-light{background:#fff;color:var(--red)}
.btn-lg{padding:15px 26px;font-size:1.05rem}
.btn[disabled]{opacity:.6;cursor:wait}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}

/* ── Crumbs + heroes ─────────────────────────────────────────── */
.crumbs ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:14px auto 0;padding:0;font-size:.85rem;color:var(--ink-soft)}
.crumbs li+li::before{content:"›";margin-right:6px}
.crumbs a{color:var(--ink-soft)}
.page-hero{padding:36px 0 26px}
.page-hero .lead{font-size:1.15rem;color:var(--ink-soft);max-width:760px}
.kicker{color:var(--red);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.8rem;margin-bottom:10px}
.byline{font-size:.9rem;color:var(--ink-soft)}
.home-hero{background:linear-gradient(135deg,var(--red-deep),var(--red) 60%,#c2352b);color:#fff;padding:64px 0 70px;position:relative;overflow:hidden}
.home-hero::after{content:"";position:absolute;right:-120px;top:-60px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,231,176,.25),transparent 70%)}
.home-hero h1{color:#fff;max-width:780px}
.home-hero .lead{color:#fbe9e6;font-size:1.2rem;max-width:700px}
.home-hero .kicker{color:#ffe7b0}
.hero-grid{display:grid;grid-template-columns:1.3fr .9fr;gap:40px;align-items:center;position:relative;z-index:1}
.hero-badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);border-radius:20px;padding:26px;text-align:center}
.hero-badge img{width:190px;margin:0 auto 14px}
.hero-points{list-style:none;padding:0;margin:18px 0 0}
.hero-points li{padding-left:28px;position:relative;margin-bottom:8px}
.hero-points li::before{content:"✓";position:absolute;left:0;color:#ffe7b0;font-weight:700}

/* ── Sections + cards ────────────────────────────────────────── */
.section{padding:56px 0}
.section-alt{background:var(--paper);border-block:1px solid var(--line)}
.section-red{background:var(--red-deep);color:#fbe9e6}
.section-red h2,.section-red h3{color:#fff}
.section-head{max-width:760px;margin-bottom:28px}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4em}
.card p:last-child{margin-bottom:0}
a.card{text-decoration:none;color:inherit;display:block;transition:transform .15s,border-color .15s}
a.card:hover{transform:translateY(-2px);border-color:var(--red)}
.card .more{color:var(--red);font-weight:700;font-size:.92rem}
.tag{display:inline-block;background:var(--red-soft);color:var(--red-dark);border-radius:999px;padding:3px 10px;font-size:.78rem;font-weight:700;margin-bottom:10px}
.steps{counter-reset:step;list-style:none;padding:0;margin:0;display:grid;gap:16px}
.steps>li{counter-increment:step;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:20px 20px 20px 74px;position:relative}
.steps>li::before{content:counter(step);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-weight:700;font-family:var(--serif)}
.steps h3{margin-bottom:.3em}
.callout{background:#fff7e0;border:1px solid #f0d99a;border-left:5px solid var(--gold);border-radius:12px;padding:18px 20px;margin:22px 0}
.callout-red{background:var(--red-soft);border-color:#e8b9b2;border-left-color:var(--red)}
.cta-band{background:var(--red);color:#fff;border-radius:22px;padding:36px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3em}
.cta-band p{margin:0;color:#fbe9e6}

/* ── Long-form content ───────────────────────────────────────── */
.prose{max-width:780px}
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.3em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.45em}
.prose blockquote{margin:1.4em 0;padding:14px 20px;border-left:4px solid var(--red);background:var(--paper);font-family:var(--serif)}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:40px;align-items:start}
.aside{position:sticky;top:100px;display:grid;gap:16px}
.aside .card h3{font-size:1.05rem}
.aside ul{padding-left:1.1em;margin:0}
table{width:100%;border-collapse:collapse;background:var(--paper);border-radius:12px;overflow:hidden;margin:1em 0;font-size:.95rem}
th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--cream-2)}
.table-wrap{overflow-x:auto}
.cite{font-size:.85rem;color:var(--ink-soft)}

/* ── FAQ ─────────────────────────────────────────────────────── */
.faq-block{width:min(1160px,100% - 32px);margin:0 auto 56px}
.faq-block h2{margin-top:10px}
details{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:0 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none}
summary::-webkit-details-marker{display:none}
summary::before{content:"+";display:inline-block;width:22px;color:var(--red);font-weight:700}
details[open] summary::before{content:"–"}
details>div{padding:0 0 16px 22px}

/* ── Forms ───────────────────────────────────────────────────── */
.form{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field-full{grid-column:1/-1}
label,.label{font-weight:600;font-size:.93rem}
.hint{font-size:.83rem;color:var(--ink-soft);font-weight:400}
input,select,textarea{font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--red);outline:3px solid rgba(163,32,26,.15)}
textarea{min-height:120px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.92rem}
.check input{width:20px;height:20px;margin-top:3px;flex-shrink:0}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;width:1px;height:1px}
.chip span{display:inline-block;padding:8px 14px;border:1.5px solid var(--line);border-radius:999px;background:#fff;cursor:pointer;font-weight:600;font-size:.9rem}
.chip input:checked+span{background:var(--red);border-color:var(--red);color:#fff}
.chip input:focus-visible+span{outline:3px solid var(--focus)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-msg{margin-top:14px;padding:14px 16px;border-radius:10px;font-weight:600}
.form-msg.ok{background:#e6f4ea;color:var(--green);border:1px solid #b7dcc3}
.form-msg.err{background:var(--red-soft);color:var(--red-dark);border:1px solid #e8b9b2}
.progress{display:flex;gap:6px;margin-bottom:20px}
.progress span{flex:1;height:6px;border-radius:6px;background:var(--line)}
.progress span.on{background:var(--red)}
.step-label{font-size:.85rem;color:var(--ink-soft);font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:22px}
.saved-note{font-size:.83rem;color:var(--ink-soft);margin-top:10px}

/* ── Pricing ─────────────────────────────────────────────────── */
.price-card{position:relative;display:flex;flex-direction:column}
.price-card.featured{border:2px solid var(--red)}
.price-card .ribbon{position:absolute;top:-13px;left:24px;background:var(--red);color:#fff;border-radius:999px;padding:3px 12px;font-size:.78rem;font-weight:700}
.price{font-family:var(--serif);font-size:2.2rem;color:var(--red);margin:6px 0}
.price small{font-family:var(--sans);font-size:.9rem;color:var(--ink-soft)}
.price-card ul{padding-left:1.1em;flex:1}
.price-card .btn{margin-top:12px}

/* ── Reviews carousel ────────────────────────────────────────── */
.reviews-carousel{position:relative;max-width:860px;margin:0 auto}
.review-slide{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:32px;box-shadow:var(--shadow);text-align:center;min-height:240px;display:flex;flex-direction:column;justify-content:center}
.review-stars{color:#e0a100;font-size:1.4rem;letter-spacing:3px}
.review-text{font-family:var(--serif);font-size:1.15rem;margin:14px 0}
.review-name{font-weight:700}
.review-meta{font-size:.85rem;color:var(--ink-soft)}
.review-video{position:relative;aspect-ratio:16/9;border-radius:14px;overflow:hidden;background:#000;margin:6px auto 12px;width:100%;max-width:640px}
.review-video iframe,.review-video video{position:absolute;inset:0;width:100%;height:100%;border:0}
.carousel-controls{display:flex;justify-content:center;align-items:center;gap:12px;margin-top:16px}
.carousel-controls button{background:var(--paper);border:1px solid var(--line);border-radius:50%;width:42px;height:42px;cursor:pointer;font-size:1.1rem}
.dots{display:flex;gap:6px}
.dots button{width:10px;height:10px;border-radius:50%;padding:0;border:0;background:var(--line)}
.dots button[aria-current="true"]{background:var(--red)}
.review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.review-grid .review-slide{min-height:0;text-align:left}
.empty-state{text-align:center;color:var(--ink-soft);padding:24px}

/* ── Agency bar ──────────────────────────────────────────────── */
.agencies{background:var(--paper);border-top:1px solid var(--line);padding:26px 0 18px;overflow:hidden}
.agencies-title{text-align:center;font-weight:700;font-family:var(--serif);margin-bottom:14px}
.agencies-track{display:flex;width:max-content;animation:scroll 60s linear infinite}
.agencies:hover .agencies-track,.agencies:focus-within .agencies-track{animation-play-state:paused}
.agencies ul{display:flex;gap:14px;list-style:none;margin:0;padding:0 7px}
.agencies a{display:flex;flex-direction:column;align-items:center;justify-content:center;min-width:200px;padding:14px 22px;border:1.5px solid var(--line);border-radius:14px;background:#fff;text-decoration:none;color:var(--ink)}
.agencies a:hover{border-color:var(--red)}
.agency-name{font-family:var(--serif);font-weight:700;font-size:1.2rem;color:var(--red-dark)}
.agency-role{font-size:.78rem;color:var(--ink-soft)}
.agencies-note{text-align:center;font-size:.78rem;color:var(--ink-soft);margin:12px 16px 0}

/* ── Tools ───────────────────────────────────────────────────── */
.tool{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.tool-result{margin-top:18px;padding:18px;border-radius:12px;background:var(--cream);border:1px solid var(--line)}
.meter{height:14px;border-radius:999px;background:var(--line);overflow:hidden;margin:10px 0}
.meter span{display:block;height:100%;background:var(--red);transition:width .3s}
.checklist{list-style:none;padding:0}
.checklist li{display:flex;gap:10px;padding:10px 0;border-bottom:1px solid var(--line)}

/* ── Footer ──────────────────────────────────────────────────── */
.site-footer{background:var(--red-deep);color:#f3dcd8;padding:48px 0 24px;font-size:.93rem}
.site-footer a{color:#fff}
.site-footer h2{color:#ffe7b0;font-family:var(--sans);font-size:.85rem;letter-spacing:.14em;text-transform:uppercase}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:6px}
.footer-grid{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:28px}
.brand-footer{color:#fff}
.brand-footer small{color:#ffe7b0}
.footer-legal{border-top:1px solid rgba(255,255,255,.2);margin-top:30px;padding-top:18px;font-size:.82rem;color:#e7c4be}
.footer-legal a{color:#ffe7b0}

/* ── Responsive ──────────────────────────────────────────────── */
@media (max-width:1080px){
  .nav-toggle{display:block}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 18px;box-shadow:var(--shadow);max-height:calc(100vh - 120px);overflow-y:auto}
  .site-nav.open{display:flex}
  .nav-list{flex-direction:column;align-items:stretch}
  .submenu{position:static;box-shadow:none;border:0;padding:0 0 0 14px;margin:0}
  .has-menu:hover .submenu{display:none}
  .has-menu.open .submenu{display:block}
  .nav-actions{flex-direction:column}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  .hero-grid,.two-col,.g2,.g3,.g4,.review-grid{grid-template-columns:1fr}
  .aside{position:static}
  .hero-badge{display:none}
  .form-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .section{padding:40px 0}
  .cta-band{padding:26px}
}
@media (prefers-reduced-motion:reduce){
  .ticker-track,.agencies-track{animation:none;flex-wrap:wrap;width:auto}
  .ticker-track ul[aria-hidden],.agencies-track ul[aria-hidden]{display:none}
  .ticker ul{flex-wrap:wrap}
  .ticker li{white-space:normal}
  .agencies ul{flex-wrap:wrap;justify-content:center}
  html{scroll-behavior:auto}
}
.form,.form-msg{scroll-margin-top:110px}

/* ── Plan comparison ─────────────────────────────────────────── */
.compare-section{margin-top:44px;scroll-margin-top:110px}
.price-card{scroll-margin-top:110px}
.compare-wrap{border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);background:var(--paper)}
table.compare{margin:0;min-width:640px}
table.compare th[scope="col"]{font-family:var(--serif);font-size:1.1rem;text-align:center;vertical-align:bottom}
table.compare th[scope="row"]{background:var(--paper);font-weight:600;position:sticky;left:0;z-index:1;min-width:190px}
table.compare td{text-align:center}
table.compare td .btn{width:100%}
table.compare tr.group th{background:var(--red);color:#fff;text-align:left;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;position:static}
table.compare .featured-col{background:#fff5f3}
table.compare .yes{color:var(--green);font-weight:700;font-size:1.2rem}
table.compare .no{color:var(--ink-soft)}
ul.quals{list-style:none;padding:0;margin:0;text-align:left}
ul.quals li{padding-left:22px;position:relative;margin-bottom:6px;font-size:.93rem}
ul.quals li::before{content:"✔";position:absolute;left:0;color:var(--red)}
.swipe-hint{display:none;font-size:.85rem;color:var(--ink-soft);margin:0 0 8px}
@media (max-width:860px){.swipe-hint{display:block}}
.menu-pkg{font-weight:700}
.menu-price{color:var(--red);font-weight:700;white-space:nowrap}
.menu-note{display:block;font-size:.78rem;font-weight:400;color:var(--ink-soft)}
.submenu li.menu-fee>span{display:block;padding:10px 12px;border-top:1px solid var(--line);margin-top:4px;font-size:.95rem}
.home-hero a:not(.btn){color:#fff;text-decoration:underline}

/* ============================================================
   WHITE, WORLD-CLASS REFRESH (original site: white + brand red)
   ============================================================ */
body{background:#fff;letter-spacing:-.003em}
h1,h2,h3{letter-spacing:-.015em}
.utility-bar{background:#141414;color:#e9e9ec;font-size:13px}
.utility-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:36px;flex-wrap:wrap}
.utility-bar a{color:#fff;text-decoration:none}
.utility-bar a:hover{color:#ffd9d4}
.utility-contact{display:flex;gap:10px;align-items:center}
.utility-motto{letter-spacing:.18em;text-transform:uppercase;font-weight:600;font-size:11.5px;color:#f3c7c1}
.site-header{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(10px);box-shadow:0 1px 0 var(--line)}
.header-inner{min-height:82px}
.nav-list a,.menu-btn{font-size:.93rem}
.btn{border-radius:999px;padding:12px 22px;letter-spacing:.01em}
.btn-primary{box-shadow:0 8px 20px -10px rgba(163,32,26,.7)}
.btn-lg{padding:16px 30px}
.card{border-color:var(--line);border-radius:20px;padding:28px}
a.card:hover{box-shadow:0 18px 40px -22px rgba(20,20,20,.28)}
.section{padding:84px 0}
.section-alt{background:var(--mist);border:0}
.section-head{margin-bottom:40px}
.section-head h2{font-size:clamp(1.7rem,3vw,2.4rem)}
.kicker{letter-spacing:.2em;font-size:.76rem}
.page-hero{padding:56px 0 30px;background:linear-gradient(180deg,#fff 0%,#fbf7f6 100%);border-bottom:1px solid var(--line);margin-bottom:28px}
.crumbs ol{margin-top:14px}
/* Hero: white canvas with brand-red accents */
.home-hero{background:#fff;color:var(--ink);padding:88px 0 96px;border-bottom:1px solid var(--line)}
.home-hero::after{right:-160px;top:-120px;width:560px;height:560px;background:radial-gradient(circle,rgba(163,32,26,.10),transparent 68%)}
.home-hero::before{content:"";position:absolute;left:-140px;bottom:-180px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(185,139,62,.10),transparent 70%)}
.home-hero h1{color:var(--ink);font-size:clamp(2.3rem,5vw,3.7rem);line-height:1.08}
.home-hero h1 .accent{color:var(--red)}
.home-hero .lead{color:var(--ink-soft)}
.home-hero .kicker{color:var(--red)}
.home-hero a:not(.btn){color:var(--red)}
.hero-points li::before{color:var(--red)}
.hero-badge{background:#fff;border:1px solid var(--line);box-shadow:0 30px 60px -30px rgba(20,20,20,.35);padding:34px}
.hero-badge p{color:var(--ink)}
.btn-ghost-dark{border:2px solid var(--ink);color:var(--ink);background:#fff}
.btn-ghost-dark:hover{background:var(--ink);color:#fff}
/* Numbered problem cards + advantage icons */
.num{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--red-soft);color:var(--red-dark);font-weight:700;margin-bottom:12px;font-family:var(--serif)}
.pillars{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.pillar{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;text-align:left}
.pillar h3{font-size:1.05rem;margin:10px 0 6px}
.pillar p{margin:0;color:var(--ink-soft);font-size:.95rem}
.why-list{counter-reset:why;list-style:none;padding:0;margin:0;display:grid;gap:14px}
.why-list li{counter-increment:why;position:relative;padding:18px 18px 18px 64px;background:#fff;border:1px solid var(--line);border-radius:16px;font-weight:600}
.why-list li::before{content:counter(why);position:absolute;left:18px;top:14px;width:32px;height:32px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-family:var(--serif)}
.quote-band{background:var(--red);color:#fff;border-radius:24px;padding:44px;text-align:center;font-family:var(--serif);font-size:clamp(1.2rem,2.4vw,1.6rem)}
.cta-band{background:#141414;border-radius:28px;padding:48px}
.cta-band .btn-light{background:#fff;color:var(--ink)}
.section-red{background:#141414}
.review-slide{border-radius:24px;padding:40px}
.review-text{font-size:1.2rem;line-height:1.7}
.agencies{background:#fff}
.site-footer{background:#141414;color:#cfcfd4;border-top:4px solid var(--red)}
.site-footer h2{color:#fff}
.brand-footer small,.footer-legal a{color:#f3c7c1}
.footer-legal{color:#a9a9b0}
.footer-opportunity{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;padding-bottom:28px;margin-bottom:32px;border-bottom:1px solid rgba(255,255,255,.12)}
.footer-opportunity h2{margin:0}
.footer-opp-links{display:flex;gap:10px;flex-wrap:wrap}
.footer-opp-links a{border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:9px 16px;text-decoration:none;font-weight:600}
.footer-opp-links a:hover{background:var(--red);border-color:var(--red)}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:12px 0;border-bottom:1px solid var(--line)}
@media (max-width:1080px){.pillars{grid-template-columns:repeat(2,1fr)}}
@media (max-width:860px){.pillars{grid-template-columns:1fr}.home-hero{padding:56px 0 64px}.utility-motto{display:none}.section{padding:56px 0}}

/* Header fit: one line per item, wider header container */
.site-header .wrap.header-inner{width:min(1360px,100% - 32px);gap:14px}
.nav-list a,.menu-btn{white-space:nowrap;padding:10px 9px}
.nav-actions .btn{white-space:nowrap;padding:11px 18px}
.brand{font-size:1.08rem}
@media (max-width:1320px){
  .nav-toggle{display:block}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 18px;box-shadow:var(--shadow);max-height:calc(100vh - 150px);overflow-y:auto}
  .site-nav.open{display:flex}
  .nav-list{flex-direction:column;align-items:stretch}
  .submenu{position:static;box-shadow:none;border:0;padding:0 0 0 14px;margin:0;min-width:0}
  .has-menu:hover .submenu{display:none}
  .has-menu.open .submenu{display:block}
  .nav-actions{flex-direction:row;flex-wrap:wrap;margin-top:8px}
}

/* Blog search */
.blog-search { margin: 0 0 22px; max-width: 560px; }
.blog-search label { display: block; font-weight: 600; margin-bottom: 6px; }
.blog-search input { width: 100%; padding: 12px 14px; border: 1px solid #cfd6df; border-radius: 10px; font: inherit; }
.blog-search input:focus { outline: 3px solid rgba(200, 16, 46, .25); border-color: #c8102e; }
.blog-search .hint { margin-top: 8px; }

/* Article comments */
.comments-wrap { border-top: 1px solid #e5e7eb; }
.wrap.narrow { max-width: 820px; }
.comment { padding: 16px 0; border-bottom: 1px solid #eef0f3; }
.comment .who { font-weight: 700; }
.comment .when { color: #6b7280; font-size: .85rem; margin-left: 6px; }
.comment p { margin: 6px 0 0; white-space: pre-wrap; }
.comment .reply { margin: 10px 0 0 18px; padding-left: 12px; border-left: 3px solid #c8102e; }
.comment-box { margin-top: 22px; }
.linklike { background: none; border: 0; padding: 0; color: #a50e26; text-decoration: underline; cursor: pointer; font: inherit; }

/* Website chat assistant */
.kf-chat { position: fixed; right: 18px; bottom: 18px; z-index: 60; font-size: 15px; }
.kf-chat-open { background: #c8102e; color: #fff; border: 0; border-radius: 999px; padding: 13px 20px; font-weight: 700; box-shadow: 0 8px 24px rgba(0,0,0,.18); cursor: pointer; font: inherit; font-weight: 700; }
.kf-chat-open:focus-visible, .kf-chat-x:focus-visible { outline: 3px solid #111; outline-offset: 2px; }
.kf-chat-panel { position: absolute; right: 0; bottom: 60px; width: min(380px, calc(100vw - 36px)); max-height: min(560px, calc(100vh - 110px)); display: flex; flex-direction: column; background: #fff; border: 1px solid #e5e7eb; border-radius: 16px; box-shadow: 0 18px 48px rgba(0,0,0,.2); overflow-y: auto; overscroll-behavior: contain; }
.kf-chat-panel[hidden] { display: none; }
.kf-chat-head { position: sticky; top: 0; z-index: 1; display: flex; justify-content: space-between; align-items: center; padding: 12px 14px; background: #c8102e; color: #fff; }
.kf-chat-x { background: none; border: 0; color: #fff; font-size: 24px; line-height: 1; cursor: pointer; }
.kf-chat-log { flex: 1 0 auto; padding: 12px; display: flex; flex-direction: column; gap: 8px; min-height: 120px; }
.kf-msg { padding: 9px 12px; border-radius: 12px; max-width: 88%; white-space: pre-wrap; line-height: 1.5; }
.kf-bot { background: #f3f4f6; align-self: flex-start; }
.kf-you { background: #fde8eb; align-self: flex-end; }
.kf-links { display: flex; flex-direction: column; gap: 4px; margin-top: 6px; font-size: 14px; }
.kf-chat-form { display: flex; gap: 6px; padding: 10px; border-top: 1px solid #eee; }
.kf-chat-form input { flex: 1; padding: 10px; border: 1px solid #d1d5db; border-radius: 10px; font: inherit; }
.kf-chat-form .btn { padding: 10px 14px; }
.kf-chat-foot { display: flex; flex-direction: column; gap: 2px; padding: 0 12px 10px; font-size: 12px; color: #6b7280; }
.kf-chat-handoff { display: grid; gap: 8px; padding: 10px 12px 12px; border-top: 1px solid #eee; }
.kf-chat-handoff[hidden] { display: none; }
.kf-chat-handoff input, .kf-chat-handoff textarea { padding: 9px; border: 1px solid #d1d5db; border-radius: 8px; font: inherit; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
@media print { .kf-chat { display: none; } }

/* How to Sign Up help page */
.help .help-toc ol { columns: 2; column-gap: 28px; padding-left: 1.2em; }
@media (max-width: 640px) { .help .help-toc ol { columns: 1; } }
.help-step { margin: 44px 0 0; scroll-margin-top: 90px; }
.help-step h2 { display: flex; align-items: center; gap: 10px; }
.help-num { flex: 0 0 auto; min-width: 34px; height: 34px; padding: 0 6px; border-radius: 17px; background: #D0021B; color: #fff; display: inline-flex; align-items: center; justify-content: center; font: 700 16px/1 Arial, Helvetica, sans-serif; }
.help-shot { margin: 16px 0 10px; }
.help-shot img { width: 100%; height: auto; border: 1px solid #e5e7eb; border-radius: 12px; box-shadow: 0 6px 20px rgba(0,0,0,.06); background: #fff; }
.help-shot figcaption { color: #6b7280; font-size: .85rem; margin-top: 6px; }
.help-list { counter-reset: help; list-style: none; padding: 0; margin: 12px 0; }
.help-list li { counter-increment: help; position: relative; padding: 8px 0 8px 40px; border-bottom: 1px solid #f1f2f4; }
.help-list li::before { content: counter(help); position: absolute; left: 0; top: 7px; width: 26px; height: 26px; border-radius: 50%; background: #D0021B; color: #fff; font: 700 13px/26px Arial, Helvetica, sans-serif; text-align: center; }
.help-check { list-style: none; padding: 0; }
.help-check li { padding: 6px 0 6px 30px; position: relative; }
.help-check li::before { content: '✓'; position: absolute; left: 4px; color: #D0021B; font-weight: 700; }
.help-tip { background: #fff7f7; border-left: 4px solid #D0021B; padding: 10px 14px; border-radius: 6px; }

/* Grouped FAQ */
.faq-jump { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 18px; }
.faq-jump a { border: 1px solid #e5e7eb; border-radius: 999px; padding: 6px 12px; text-decoration: none; font-size: .92rem; background: #fff; }
.faq-jump a span { color: #6b7280; }
.faq-group { scroll-margin-top: 90px; margin-top: 26px; }
.faq-group h2 { font-size: 1.35rem; border-bottom: 2px solid #D0021B; padding-bottom: 6px; }
.site-footer .footer-social { margin-top: 10px; }
.site-footer .footer-social span { color: #ffe7b0; font-weight: 700; }
.site-footer .footer-social a { display: inline-block; padding: 4px 0; text-decoration: underline; }